Sell Property with Crypto — We Handle Everything In Between.
Luumare Estate turns a buyer's crypto into a completed, notary-ready property purchase — so the payment method is never the reason a deal falls through. A live, compliant Crypto-to-Property process for Costa del Sol real estate, built for the agents and developers who bring us the deal.
Since MiCA came into force across the EU — from 1 January in Spain, 1 July across the rest of Europe — the crypto real estate landscape has changed completely, and almost nothing built for it existed before now. For agents and developers, this means clients who want to buy property in Spain with crypto, or buy property in Spain with Bitcoin, no longer have to be turned away — including buyers looking to buy a villa in Marbella with Bitcoin.
The Problem With "Just Pay in Crypto"
Your client already has the funds. On paper, that should make the sale easier — no financing, no mortgage approval, no waiting on a bank. In practice, it's often the opposite.
Most banks still don't know how to receive or process a crypto-funded purchase; transactions get delayed, flagged, or quietly declined. And settling directly through an exchange solves the transfer, but not the sale — it moves money without producing the documentation a Spanish notary needs to complete the transaction.
MiCA hasn't made this simpler on its own. A handful of providers in Spain now hold a MiCA licence, but none built specifically for real estate, and none able to deliver funds to a notary in the form the transaction actually requires. The result is a deal that should close in weeks, stalled for months, or abandoned entirely at the notary's desk.
Luumare Estate exists to close that gap.
How Crypto-to-Property Works
Six steps, handled end-to-end, so you never have to explain crypto to a bank yourself.
- 01
You connect us.
Introduce your client once they're ready to pay in crypto — that's the extent of the work on your side.
- 02
We prepare an offer.
We gather the essential details of the transaction and set out clear terms before anything moves.
- 03
Verification.
Once the offer is accepted, we confirm the transaction can actually proceed — sanctions-list and PEP (politically exposed person) screening applies to every buyer, regardless of nationality or country of residence, and to every party in the transaction, not only to us — then we run full KYC/AML checks and prepare everything else required.
- 04
Conversion & settlement.
Crypto is converted to EUR and sent to your client's bank account, or to their lawyer's escrow account held in the client's name.
- 05
Notary documentation.
Through our MiCA-licensed partner, we generate the compliance package the notary requires to complete the sale.
- 06
Legal coordination.
We work alongside your client's lawyers and notary — or recommend trusted ones — to bring the sale to close.
Works with Any Property
Your client may hold crypto — but by the time it reaches the seller, it's simply Euros. That means you're not limited to a handful of "crypto-friendly" listings. Any property, any seller, any price point — the payment method stays invisible to everyone except you and your client.
Why Luumare Estate
We built Crypto-to-Property to survive contact with Spanish notarial law — not just to move money.
Regulated, not improvised.
We work exclusively with a MiCA-licensed partner, authorised by the Dutch financial regulator — not an unregulated exchange.
Proven at scale.
Our partner processes more than €250 million a year in crypto transactions.
Built for the notary, not just the bank.
Every step — verification, conversion, documentation — is structured to satisfy Spanish notarial requirements.
Costa del Sol expertise.
Years of experience closing luxury property transactions in this specific market.
Full discretion.
We operate entirely behind the scenes.
In Practice
What You Gain
This is a sale that might otherwise stall on paperwork — one your client, your listing, and your business would lose. We work out the details with every partner individually, so let's talk about your specific case.
Who It's For
Real estate agents and developers whose clients wish to complete part or all of a property purchase using Bitcoin, Ethereum, or USDC — anywhere on the Costa del Sol.
Working Behind the Scenes
Your client stays your client. We work quietly, in the background — no rebranding, no relationship takeover, nothing shared with your buyer beyond what you choose to disclose.
Frequently Asked Questions About Crypto Real Estate Spain Transactions
Let's Talk About Your Deal
Tell us about the transaction, and we'll walk you through exactly how it would work — no obligation, full confidentiality.
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